A Few Words

About Us

Unbound Financial

Financial Planning & Wealth Coaching

Focus your time and efforts on enjoying your lifestyle and leave the hard work to us

Unbound Financial is a financial planning and wealth coaching firm founded by Charmaine Hall in partnership with Fintegrity in 2023 and located in Wangaratta, Victoria.

Our mission is to empower individuals and families to take control of their financial future and achieve their dreams by providing personalised financial advice and guidance. We strive to provide a professional service that is tailored to your needs and to create long-lasting relationships so we can enjoy the success together.

Charmaine Hall Director
Financial Planner | Wealth Coach

Charmaine Hall is the founder of Unbound Financial and has lived in Wangaratta since she was five. She has a Master’s in Financial Planning with over 18 years of experience in the financial services industry.

Charmaine is passionate about closing the gap between those who have financial freedom, and those who want it. She asks her clients to dream big, so they can work together until it becomes a reality.

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Testimonials

What My Clients Say?

After I retired, I had no idea what to do about accessing my super or getting any income. Charmaine took my information and, in what seemed like no time, she had a pension plan worked out for me that she explained completely. I found Charmaine very friendly and knowledgeable. Charmaine always follows up with how things are going and is so helpful with any questions that I have regarding my finances.

Stephanie G -

Retirement advice

Recently I changed my financial adviser to Charmaine and I'm really glad I did. Charmaine has done more for me in 3 months than my last adviser did in 3 years. I'm finally receiving the Aged Pension and Charmaine helped me get a refund of over $2,000 in fees for an error my last adviser made. Charmaine explains things simpler & keeps you informed on what's happening. Best change I ever made!

Tom P -

Retirement Advice

I was referred to Charmaine a couple of years ago when I had come into an inheritance after my mothers death. It wasn't a huge sum, but substantial enough to intimidate me as how best to use it. I needed advice, but having grown up in a home where any discussion of money was considered to be none of my business, I was vulnerable and unsure of getting the help I needed. Charmaine was perfect for me. She took the fear and associated foolishness away immediately, being very empathic of my concerns. All her recommendations were fully explained to me and I could make an informed choice that would work for my lifestyle. I felt I had control over my money for my future and had been treated with warmth and respect throughout the process. Many thanks Charmaine!

Suzie M -

Retirement Advice

Charmaine has been a great support in providing me with the information to help me with my plans to retire and made a multiple investment consolidation so simple so that I could achieve my goals. I feel that Charmaine has become a friend as well as my financial planner and am very confident in my financial future being kept in her hands.

Peta R -

Pre and Post-retirement Advice

Now I am aged, I feel the personal approach to financial security is essential to my health and well-being. Professionally, I find Charmaine to be knowledgeable, experienced and passionately qualified to plan for my income in retirement and she explains everything in a way I can understand. Personally, I found Charmaine holistically considerate to my circumstances.

Jenny O -

Retirement advice

For years we struggled to save for a house. We felt our cashflow was all over the place and we couldn't work out where it was going. We sat down with Charmaine and drew up a formal budget that showed us where we could make cuts, and she taught us some really great tips on how to make sure we always put money aside for bills and savings. 2 years later we bought the house of our dreams, then a business and most recently a new car. We're so thankful that we took the time to look at this, and stop spinning our wheels. We're now living a life we never imagined possible!

Lisa M -

Wealth Coaching

Community

At the heart of our community lies a vibrant tapestry of culture and compassion, and I am deeply passionate about being a part of it.

My involvement with the Wangaratta Festival of Jazz allows me to immerse myself in the rich musical heritage that our town is renowned for. This festival not only celebrates the universal language of jazz but also brings together people from all walks of life, creating unforgettable memories and fostering a sense of unity.

Equally important to me is the commitment to support those in need through the Wangaratta Night Shelter, Zac’s Place Inc. It’s more than just providing a safe haven; it’s about offering warmth, care, and a path to a brighter future for the most vulnerable members of our community. By volunteering and contributing to this cause, I am able to give back and help build a stronger, more resilient community.

My dedication to these organisations reflects my belief in the power of local involvement and the positive impact it can have. Together, we can make Wangaratta a place where culture flourishes and compassion thrives.

General Advice Warning: The information contained within the website is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, Fintegrity Wealth Advisers Pty Ltd and Unbound Financial Planning will not bear responsibility or liability for any action taken by any person, persons or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should satisfy themselves independently of the appropriateness of such action.

Quick Links

Contact Info

Principle: Charmaine Hall

Phone: 0412 389 355

Address: PO Box 155 Wangaratta. Vic. 3677 Australia.

Vita Lineage Pty Ltd ATF the Hallstewil Family Trust ABN 97 671 600 356 trading as Unbound Financial Pty Ltd is a Corporate Authorised Representative no. 001306035 of Fintegrity Wealth Advisers Pty Ltd | ABN 89 653 321 487 | AFSL 534971

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